A direct line to lenders.
How much would you like to borrow?
Your secure loan form loads right here.
We use 256-bit SSL encryption to protect your information.
One form in, offers out — often within minutes.
- Private. Your request travels over 256-bit SSL and stays between you and the lenders reviewing it.
- Zero cost to borrowers. Advertising partners fund the service, so you never pay Laycomp.
- No pressure. Read every offer on your own time and accept only what truly fits.
- Fast turnaround
- All credit profiles
- Fully encrypted
- Free service
How Laycomp moves
- Step 1
Set your amount — $100 to $5,000 — and answer a handful of questions.
- Step 2
The network takes a look and sends back offers with clear terms.
- Step 3
Accept the one that works — money can hit your account the next business day.
Everything in one place
Skip the branch visits and the tab-juggling — one request covers the whole network.
- One stop. Lenders across the country see your request without you re-typing a thing.
- Clear terms. Every offer spells out its numbers before you commit to anything.
- Quick exit. Not feeling it? Close the tab — nothing is ever signed for you.
One form.
The full network.
Before you ask
Can I use my loan funds for any purpose?
Absolutely, you can use the money from your loan for any purpose.
How long does the approval process take?
Your loan request should take just a few minutes to complete. Upon completion your loan request may be approved within minutes. If approved, your funds can be available as soon as the next business day. Processing times vary depending on the lender.
How much can I qualify for?
You can request up to $5,000 to find a loan you're qualified to receive, fill out our simple loan request. Your lender will take into account the information you enter, such as income and employment, as well as any additional information they may require, including, but not limited to, your credit history.
What if I don't have a bank account?
You must have a bank account (either checking or savings are valid) to be able to receive your loan.
Important Disclosures
THE OPERATOR OF THIS WEBSITE is a for-profit advertising network. We receive compensation, in the form of referral fees, from lenders, aggregators, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. The operator of this website does not always provide you with an offer with the best rates or terms. Our website does not include all companies or all available offers. We encourage you to research all available loans options for your situation.
* The operator of this website does not broker loans to lenders and does not make loans or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender. Your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Providing your information on this Website does not guarantee that you will be approved for a loan. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $5,000. Money transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your loan, please contact your lender directly. Loans are meant to provide you with short term financing to solve immediate money needs and should not be considered a long term solution. Residents of some states may not be eligible for a loan based upon lender requirements.
** Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or TransUnion. Credit checks or consumer reports through alternative providers may be obtained by some lenders.
ANTI-SPAM POLICY: We strictly prohibit any reference or advertisement of our brand and web site using unsolicited email messages. Violation of this policy will cause partnership termination and further actions permitted by the law. If you feel you have been sent unsolicited messages promoting our brand or website and would like to register a complaint, please refer to our Privacy Policy. We will investigate all complaints and take necessary action.
Calling it off?
Stop the emails or have the details we hold removed — one quick form either way.